Xiaoran (Jason) Jia
Assistant Professor Lazaridis School of Business and Economics Accounting Waterloo, Ontario xjia@wlu.ca
Expert In
Languages
English
Bio/Research
Dr. Jia's research is primarily empirical and span applications in financial accounting, the influence of emerging financial technologies, and digital transformation in banking practices. His studies also involve areas such as climate change social norms, IPO underpricing, financial stability, ci...
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Bio/Research
Dr. Jia's research is primarily empirical and span applications in financial accounting, the influence of emerging financial technologies, and digital transformation in banking practices. His studies also involve areas such as climate change social norms, IPO underpricing, financial stability, citizens' financial literacy, and economics of discrimination. Jason earned his PhD from Schulich School of Business, York University. He is a Chartered Financial Analyst (CFA®) and practiced in the bank treasury department.
Selected Publications:
X. Jia. 2024. FinTech Penetration, Charter Value, and Bank Risk-Taking. Journal of Banking and Finance.
https://doi.org/10.1016/j.jbankfin.2024.107111
X. Jia and K. Kanagaretnam. 2024. Digital Inclusion and Financial Inclusion: Evidence from Peer-to-peer Lending. Journal of Business Ethics.
https://doi.org/10.1007/s10551-024-05689-w
X. Jia, K. Kanagaretnam, C.Y. Lim, and G.J. Lobo. 2023. Financial Literacy and IPO Underpricing. Journal of Financial and Quantitative Analysis.
https://doi.org/10.1017/S0022109023000315
M. Guo, X. Jia, J. Jin, K. Kanagaretnam, and G.J. Lobo. 2023. Expasionary Monetary Policy and Bank Loan Loss Provisioning. Journal of Risk and Financial Management.
https://doi.org/10.3390/jrfm17010008
Ongoing projects and working papers:
Benefits and Consequences of CECL Adoption During COVID-19 (with Kiridaran Kanagaretnam and Haoyu Zhang), (2025) Accepted with Revisions, Journal of Accounting, Auditing, and Finance.
Presentation: EAA Annual Congress 2024 in Bucharest, Romania
Machine Lending and Discrimination: Evidence from Peer-to-peer FinTech Lending (with Kiridaran Kanagaretnam and Marcia Annisette). Presentation: CPA Ontario Webinar; EAA Annual Congress 2024; CAAA Annual Meeting 2024
Economic implications of climate change beliefs and attitudes. (with Kiridaran Kanagaretnam and Lorenzo Dal Maso)
Financial Literacy and Corporate Tax Avoidance. (Final stage)
Financial Literacy and Earnings Informativeness. (Final stage)
Financial Literacy and ESG Disclosures. (Final stage)
Financial Literacy and Bank Failure. (Completed Data Analysis)
SEC Investigations (Data Analysis)
New Project (SSHRC supported): Banks’ Digital Transformation, Credit Quality, and Financial Reporting Effectiveness (idea development)
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Selected Publications:
X. Jia. 2024. FinTech Penetration, Charter Value, and Bank Risk-Taking. Journal of Banking and Finance.
https://doi.org/10.1016/j.jbankfin.2024.107111
X. Jia and K. Kanagaretnam. 2024. Digital Inclusion and Financial Inclusion: Evidence from Peer-to-peer Lending. Journal of Business Ethics.
https://doi.org/10.1007/s10551-024-05689-w
X. Jia, K. Kanagaretnam, C.Y. Lim, and G.J. Lobo. 2023. Financial Literacy and IPO Underpricing. Journal of Financial and Quantitative Analysis.
https://doi.org/10.1017/S0022109023000315
M. Guo, X. Jia, J. Jin, K. Kanagaretnam, and G.J. Lobo. 2023. Expasionary Monetary Policy and Bank Loan Loss Provisioning. Journal of Risk and Financial Management.
https://doi.org/10.3390/jrfm17010008
Ongoing projects and working papers:
Benefits and Consequences of CECL Adoption During COVID-19 (with Kiridaran Kanagaretnam and Haoyu Zhang), (2025) Accepted with Revisions, Journal of Accounting, Auditing, and Finance.
Presentation: EAA Annual Congress 2024 in Bucharest, Romania
Machine Lending and Discrimination: Evidence from Peer-to-peer FinTech Lending (with Kiridaran Kanagaretnam and Marcia Annisette). Presentation: CPA Ontario Webinar; EAA Annual Congress 2024; CAAA Annual Meeting 2024
Economic implications of climate change beliefs and attitudes. (with Kiridaran Kanagaretnam and Lorenzo Dal Maso)
Financial Literacy and Corporate Tax Avoidance. (Final stage)
Financial Literacy and Earnings Informativeness. (Final stage)
Financial Literacy and ESG Disclosures. (Final stage)
Financial Literacy and Bank Failure. (Completed Data Analysis)
SEC Investigations (Data Analysis)
New Project (SSHRC supported): Banks’ Digital Transformation, Credit Quality, and Financial Reporting Effectiveness (idea development)
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Media Relations
Aonghus Kealy
Communications and Media Relations Officer
akealy@wlu.ca
(548) 889-4855
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Communications and Media Relations Officer
akealy@wlu.ca
(548) 889-4855
Click to Expand >>
Media Relations
Aonghus Kealy
Communications and Media Relations Officer
akealy@wlu.ca
(548) 889-4855
Lori Chalmers Morrison
Director: Integrated Communications
lchalmersmorrison@wlu.ca
(548) 889-4857
Vanessa Barrasa
Director: Communications & Issues Management
vbarrasa@wlu.ca
(548) 889-3812
Brantford Campus:
Beth Gurney
Director, Strategic Communications and Community Engagement
bgurney@wlu.ca
(548) 889-4199
Click to Shrink <<
Communications and Media Relations Officer
akealy@wlu.ca
(548) 889-4855
Lori Chalmers Morrison
Director: Integrated Communications
lchalmersmorrison@wlu.ca
(548) 889-4857
Vanessa Barrasa
Director: Communications & Issues Management
vbarrasa@wlu.ca
(548) 889-3812
Brantford Campus:
Beth Gurney
Director, Strategic Communications and Community Engagement
bgurney@wlu.ca
(548) 889-4199
Click to Shrink <<