Xiaoran (Jason) Jia

Photo of Xiaoran (Jason) Jia

Assistant Professor Lazaridis School of Business and Economics Accounting Waterloo, Ontario xjia@wlu.ca

Bio/Research

Dr. Jia earned his PhD from Schulich School of Business, York University. He is a Chartered Financial Analyst (CFA®) and practiced in the bank treasury department.

Jason's research is primarily empirical and span applications in financial accounting, the influence of emerging financial ...


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Bio/Research

Dr. Jia earned his PhD from Schulich School of Business, York University. He is a Chartered Financial Analyst (CFA®) and practiced in the bank treasury department.

Jason's research is primarily empirical and span applications in financial accounting, the influence of emerging financial technologies, and digital transformation in banking practices. His studies also involve areas such as climate change social norms, IPO underpricing, financial stability, citizens' financial literacy, and economics of discrimination.

Selected Publications:

X. Jia. 2024. FinTech Penetration, Charter Value, and Bank Risk-Taking. Journal of Banking and Finance. (Accepted, Forthcoming)

X. Jia and K. Kanagaretnam. 2024. Digital Inclusion and Financial Inclusion: Evidence from Peer-to-peer Lending. Journal of Business Ethics. (Accepted)

X. Jia, K. Kanagaretnam, C.Y. Lim, and G.J. Lobo. 2023. Financial Literacy and IPO Underpricing. Journal of Financial and Quantitative Analysis.
https://doi.org/10.1017/S0022109023000315

M. Guo, X. Jia, J. Jin, K. Kanagaretnam, and G.J. Lobo. 2023. Expasionary Monetary Policy and Bank Loan Loss Provisioning. Journal of Risk and Financial Management.
https://doi.org/10.3390/jrfm17010008

Ongoing projects and working papers:

Benefits and Consequences of CECL Adoption During COVID-19 (Under review, 2nd round)

Machine Lending and Discrimination: Evidence from Peer-to-peer FinTech Lending (Almost ready for submission)

New Project: Economic implications of climate change social norms (idea development)

New Project: Financial Literacy, Information Quality, and Corporate Governance (idea development)

New Project: Banks’ Digital Transformation, Credit Quality, and Financial Reporting Effectiveness (idea development)


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Media Relations

Aonghus Kealy
Communications and Media Relations Officer
akealy@wlu.ca
(519) 884-0710 ext. 3684

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Media Relations

Aonghus Kealy
Communications and Media Relations Officer
akealy@wlu.ca
(519) 884-0710 ext. 3684

Lori Chalmers Morrison
Director: Integrated Communications
lchalmersmorrison@wlu.ca
(519) 884-0710 ext. 3067

Deirdre Healey
Director: Communications & Issues Management
dhealey@wlu.ca
(519) 884-0710 ext. 3070

Brantford Campus:

Beth Gurney
Associate Director: Communications & Public Affairs
bgurney@wlu.ca
(519) 884-0710 ext. 5753

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